📍 120-21 91 Ave, Queens, NY 11418 · 🕒 24/7 Emergency Service 📞 917-900-0555 Free Estimate
East NYC Roofing LLC
📞 917-900-0555
Home› Financing
0% APR Available

Get Your Roof Done Now.
Pay Over Time.

0% APR financing for qualified buyers. Low monthly payments. Easy online application — most decisions in minutes.

Why Finance a Roof?

A failing roof can't wait. Water damage gets worse every storm. Insurance can drop you for an obvious roof problem. The cost of waiting is almost always higher than the cost of financing — and our 0% APR programs cost you literally nothing in interest.

Financing Options

Option 1 — 0% APR Financing

  • 0% APR for 12, 18, or 24 months
  • Equal monthly payments
  • Available for qualified buyers (typically 700+ credit score)
  • No prepayment penalty

Option 2 — Low APR Long-Term

  • 5.99%–14.99% APR depending on credit and term
  • Terms from 36 to 84 months
  • Lower monthly payments — often under $100/month
  • Available for credit scores 640+

Sample Monthly Payments

Roof Cost0% APR (24 mo)9.99% APR (60 mo)9.99% APR (84 mo)
$10,000$417/mo$212/mo$166/mo
$15,000$625/mo$319/mo$249/mo
$20,000$833/mo$425/mo$332/mo
$30,000$1,250/mo$637/mo$498/mo

Rates and terms are illustrative — actual rates depend on your credit, term length, and lender.

How to Apply

  1. Get your free estimateWe come out, measure, and give you a written estimate with itemized pricing.
  2. Submit financing applicationOnline or in-person. Most decisions in minutes.
  3. Choose your terms0% APR short-term or low-APR long-term.
  4. Schedule the workOften as soon as the next business day after approval.
  5. Pay over timeMonthly payments start after the work is complete.

FAQ

Do you offer 0% financing?
Yes — qualified buyers can finance their roof at 0% APR for 12–24 months through our financing partners. Other low-APR options (6–84 months) are available for longer-term financing.
Is there a credit check?
Yes — financing applications include a soft or hard credit check depending on the lender. Pre-qualification (soft check) does not affect your credit score.
What credit score do I need?
Most of our financing partners approve credit scores of 640+. We also have options for credit scores in the 580–640 range, though APRs are higher.
Can I pay off financing early?
Yes — most of our financing programs have no prepayment penalty. You can pay off the balance anytime.
How quickly is financing approved?
Most online applications are approved or denied within minutes. Once approved, work can typically be scheduled the next business day.
Are there alternatives if financing isn't approved?
Yes — we accept all major credit cards (Visa, MasterCard, Amex, Discover), checks, ACH transfers, and HELOC payments. Talk to us at the estimate about what works for you.

Roof Emergency? We Answer 24/7.

Active leak, storm damage, or fallen tree? Call now and we'll be there.

📞 Call 917-900-0555
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